11:00 AM - 5:30 PM
9:15 AM - 5:30 PM
9:15 AM - 5:30 PM
9:15 AM - 5:30 PM
By Appointment Only


 Contact Us:


Sanders Insurance Agency, Inc.

3022 Saint Clair Drive

Temple Hills, MD 20748

Phone: 301-899-2242

Fax: 301-899-3663



Frequently asked questions  


What should I do if I need to file a claim?

Have your policy information on hand and call your insurance company as soon as possible.


I’m a customer and need to make a claim. What number should I call?

For our customers who need to file a claim, here are the telephone numbers for the companies that Sanders Insurance Agency represents:


Agency Insurance Company of Maryland - 1-800-525-3699

Stillwater Insurance Co. - 1-800-220-1351

Foremost Insurance - 1-800-527-3907

Travelers Insurance - 1-800-CLAIM33

Zurich Insurance Co. - 1-800-987-3373

TAPCO UNDERWRITERS, Inc. CALL (301) 899-2242

Sanders Insurance After Hours - 301-814-1184


Why should I buy homeowners insurance?

Insurance not only protects your home and contents of it, it will also protect you against liability if someone is hurt or if their property is damaged on your property.


I rent my home. Do I still need homeowners insurance?

Your landlord’s policy may not cover your possessions. It’s always a good idea to check into a tenant or renter’s policy.


How does the deductible affect the price of my policy?

Generally speaking, the higher the deductible, the lower the premium. To choose the policy that’s best for you, talk to an agent regarding your requirements.


Why do I need to inventory everything in my home?

Many insurance companies will require you to provide a list of items you’ll need replaced in the event of fire or natural disaster. It’s a good idea to make a list of those things, along with serial numbers, etc., and keep it in a safe place such as a bank deposit box. Hint: Take a picture of each room also.


My neighbor’s tree fell on my garage. Does my homeowners policy cover the damage, or does his?

Your insurance policy should cover the loss, but if your neighbor was found to be negligent, your insurance company may recover the amount paid to you plus the deductible. If this is the case, the best thing to do is file a claim with your agent before signing any agreement or release with your neighbor or their insurance company.



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